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 There is no better living than the gated community of The Citrus in La Quinta, California. The exterior of these homes feature accent lighting and very mature landscaping plus an elegant entry courtyard.
The Citrus Country Club is one of La Quinta's most elegant upscale country clubs in the desert. Heritage golf and social memberships are available to Citrus residents and owners. The golf club is a private members only golf club, and this championship course is designed by legendary Robert Trent Jones.
The Clubhouse offers activities; a spa, locker rooms, a fully equipped pro shop and fine dining are all available. There is an on-site racquet club and state-of-the-art fitness center, pool and therapy spa as well. If elegant living is your motto, then Citrus Club must be your community.
The picture perfect gated golf community of The Citrus has something for everyone including spacious homes featuring 3+ bedrooms, large rooms and all the amenities you could want. The Citrus homes feature wine cellars, built in appliances as well as unbelievable gardens and lawns. The backyards overlook the mountains and the water on the community’s private golf course. These homes range in size from 2800 to 3200 sq. ft and start in the upper $800’s. The moderate homeowner's assessments include security, cable service and trash collection service.
 Request my Free PGA West, Santa Rosa Cove and Rancho La Quinta Relocation Package. It's packed full of useful and important information about the PGA West, Santa Rosa Cove and Rancho La Quinta, California area. 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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| A |
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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